Our Board

Larry Rubenstein

Larry Rubenstein

Board Chair

Larry Rubenstein is the owner of Rubenstein Advisory LLC, which provides strategic consulting and independent director services primarily in the areas of residential mortgage finance, asset securitization, and other types of financings.  He also has over 40 years of experience with major financial institutions both as a structured finance attorney and as a senior investment banker. 

Prior to forming Rubenstein Advisory in 2017, Larry was Capital Markets Managing Counsel for Wells Fargo & Company in New York specializing in asset securitization and structured finance transactions.   Before moving to Wells Fargo in 1995, Larry was General Counsel of Prudential's residential mortgage securitization companies and the manager of a capital markets legal group.  Previously, Larry was a Managing Director in Merrill Lynch's investment banking group representing financial institutions and also a senior investment banker with the structured finance group of Goldman Sachs.  Earlier in his career, he was the chief securities attorney and Deputy General Counsel of the Federal Home Loan Mortgage Corporation ("Freddie Mac") in Washington, D.C.

Mr. Rubenstein has held many leadership positions with trade associations within the structured finance industry.  He currently serves on the Board of Trustees of the SFIG Foundation, which provides scholarships and career opportunities to underserved youth who have successfully participated in customized mentoring programs.

Larry is the grandson of Russian immigrants who fled persecution and came to New York.  He received a B.S. degree in Community Development from Penn State University and a J.D. degree from American University Law School.

Colleen Galvin

Colleen Galvin

Secretary

Colleen Galvin is a Senior Vice President on Citi Community Development's New York Tri State team, where she is responsible for engineering a comprehensive small business/economic development strategy with a primary focus on access to capital for the region. She joined Citi from the New York City Department of Small Business Services, where she served as the Assistant Commissioner of Capital Access and Business Services. 

Colleen spent the last ten years in leadership positions with the NYC Department of Small Business Services, an agency that launched several key economic development initiatives of Mayor Bloomberg's administration. Over the years, she expanded the agency's public-private partnerships - with financial service firms, corporations and universities - creating several successful programs to help local small businesses secure capital, management training and new business opportunities. Some of her work focused on the growth of local minority and women-owned businesses, immigrant-owned businesses, and entrepreneurs in the media and entertainment sector. Colleen led the agency's response to Hurricane Sandy, launching an emergency loan/grant program one week after the storm that distributed $20 million to impacted small businesses.

Earlier in her career, Colleen worked for the public policy research firm, Manpower Demonstration Research Corporation (M.D.R.C.), Citibank's U.S. credit card division, J.P. Morgan Chase's retail product development team, and two telecommunications startups. Colleen earned an M.B.A. in Finance and Marketing from New York University's Stern School of Business and graduated Magna Cum Laude with a B.S. in Mathematics and Computer Science from Seton Hall University. She is also a graduate of the Coro Foundation's Leadership New York program.

Stan Kosyakovskiy

Stan Kosyakovskiy

Treasurer

Stan Kosyakovskiy, CPA, serves as the Chief Financial Officer at Art Partner, the leading artist management and creative content agency with offices in New York, London, and Paris.

Combining 10 years of experience in a variety of industries including banking, advertising, servicing and manufacturing, Kosyakovskiy has outstanding and in-depth knowledge in accounting, SOX, shared services, strategy development, financial analysis, management, and operations including finance, IT, tax, legal and human resources.

Kosyakovskiy, a refugee from the former USSR, immigrated to the United States in 1997.  He attended Pace University where he received a Bachelor's Degree in Accounting. Kosyakovskiy is proud to be a member of the Board of Directors for BCNA.  As an immigrant and former small business owner, he understands the challenges the BCNA's clients encounter while running their own small businesses.

Peter Brest

Peter Brest

Board Member

Peter Brest has worked for over 35 years in the fields of housing and human services. He is currently a consultant in these areas.

Mr. Brest's most recent position was with the Metropolitan Council on Jewish Poverty, where he worked  for 18 years, serving first as Director of Housing and then as Chief Operating Officer,  managing the agency's service housing and programs and developing new and innovative programs to serve low-income families and individuals.

He previously served as Associate Commissioner for Housing and Adult Services in the New York State Department of Social Services, where he was responsible for the development of housing for the homeless and oversight of the state's homeless shelters and adult residential care facilities.

Mr. Brest has Master's Degrees in Social Work from Columbia University and Public Administration from NYU.

Jon Gutman

Jon Gutman

Board Member

After graduating from Temple University with Honors, Jonathan Gutman went to Wall Street and worked in the financial services sector for over 30 years. He started as a clerk on the floor of the New York Stock Exchange. Jon became Vice President of Ferris and Company, a full service brokerage firm based in Washington, D.C. and a NYSE member in 1981. He started his own brokerage firm, The Nandra Group, Inc. in 1983. This company grew into one of the largest independent member firms on the NYSE. Jon was elected as a director and officer of the Floor Members Emergency Fund and the Organization of Independent Floor Brokers.

In 2006, Jon sold his firm to Belzberg Technologies, a public company listed on the Toronto Stock Exchange. He also worked for the firm in New York and London. While at Belzberg, Jon helped build out the firm's institutional and international trading business.

Jon was then recruited to join the team at Saxis Group in 2009 where he spearheaded the integration of a prime brokerage offering and a proprietary technology offering with Saxon Strategic Funds (a family office focused on allocating capital to hedge funds). While at Saxis Group, Jon developed  relationships with various family offices and sector-specific alternative investment products that fit each investor's specific criteria. Jon focused on  the real estate space in particular, where he found investment opportunities after the 2008 financial crisis. Jon started investing the funds of his family and others in real estate and other sectors.

Jon was then led to First Liberties Financial in 2013. First Liberties Financial is a full-service, FINRA-registered broker-dealer known for integrity, entrepreneurial ideas and a commitment to excellence. Jon provided customized wealth management and capital market based financial solutions to HNW-individuals, family offices, and institutional clients.

Jon started his own consulting company in 2015 and continues to invest the assets of his family while looking for strategic joint venture opportunities. He also consults to firms and helps them construct a portfolio of holdings and investments that will aid clients in diversifying their exposure and risk.

Jon is happily married to his wife Amy and has two daughters living in New York. He is proud of the fact that he started the Wall Street Chapter of the Cystic Fibrosis Foundation in 1986 and served on its board before retiring after 20 years of service.

Larisa Ortiz

Larisa Ortiz

Board Member

Larisa Ortiz is principal of Larisa Ortiz Associates (LOA) where she specializes in developing retail strategies for business districts in urban markets. She is the author of "Improving Tenant Mix: A Guide for Commercial District Practitioners" (ICSC, 2015), "Real Estate Redevelopment and Reuse" (IEDC, 2000) and is founder and editor of The Commercial District Advisor newsletter and blog (www.commercialdistrictadvisor.com).

Since starting LOA in 2008, Larisa has developed retail and implementation strategies for over 80 districts nationwide. Most recently, Larisa was tasked with developing a comprehensive commercial district assessment tool for the City of New York. The tool is currently being used by grantees to assess and diagnose district needs. Other recent projects include a city-wide market analysis for the city of Trenton, NJ, and a repositioning and retail attraction strategy for the Chinatown-International District in Seattle, WA.

Larisa is a Mayoral-appointee to the New York City Planning Commission and teaches at the Pratt Institute in Brooklyn, NY. She serves on the Board of the International Downtown Association (IDA) and as Eastern Division Co-Chair of the International Council of Shopping Centers (ICSC) Alliance Program. She also serves as Co-Chair of the City of New York's One New York Plan and sits on the Advisory Committee for the Regional Planning Association's Fourth Regional Plan. A Watson Fellow and Fulbright Scholar, Larisa holds a Master in City Planning from the Massachusetts Institute of Technology (MIT).

Tony Schweinzer

Tony Schweinzer

Board Member

Mr. Schweinzer has over twenty years of experience in investment banking and private equity management in the United States and Europe. He specializes in corporate finance, mergers and acquisitions, and debt and equity transactions. Previous employers include Deutsche Bank AG, Joseph Littlejohn and Levy and Donaldson, Lufkin and Jenrette, Inc.  BCNA continues to benefit from Mr. Schweinzer's valuable expertise as a member of our Finance Committee and a volunteer of our Loan Committee which reviews client loan applications.  Tony has a Bachelors degree in Business Administration from The University of Michigan.

Deepti Sharma

Deepti Sharma

Board Member

Deepti Sharma is the creator and owner of FoodToEat.com, a food ordering, pick up, and delivery website based in Midtown Manhattan with a socially responsible business model.

The idea for the site came to her several years ago, while she was studying for the LSAT. While she knew she needed every available minute to study, her mind wandered towards a food truck parked on the corner outside the library. She realized that the thing needed was a way to order in advance to avoid wasting valuable studying time by waiting in line. The insight sidetracked her law school plans and put her on a completely different path.

Ms. Sharma understood that restaurants are one of the largest groups of small business owners in New York City and need a tool that can perform some of the same functions as other food ordering sites without the high cost. Going patiently from door to door, and from food cart to food truck, she created FoodToEat.com, which launched in June 2011. The site uses innovative technology, such as GPRS printers, to automatically route orders directly to vendors, which lets them service and keep track of online customers easily and efficiently. 

Ms. Sharma has a B.A. in Political Science and B.S. in Business Management from Stony Brook University.