Resources


BUSINESS PLANNING

The US Small Business Administration (SBA) website offers extensive information to help small businesses succeed, including a business planner, workshops, programs, and counseling in New York and across the U.S.  www.sba.gov

CREDIT SCORE AND CREDIT REPAIR

  • Free Credit Report : You are entitled to a free report from each bureau each year from www.annualcreditreport.com or by calling 1-877-322-8228
  • How Credit Scores are Calculated : Learn how credit scores are calculated and how to maintain or improve your score. www.myfico.com
  • BCNA's Classes on How to Establish Good Credit : Please check our workshop schedule for workshops or contact Francess Smith at 212-898-7850, fsmith@nybcna.org
  • GreenPath Debt Solutions : For one-on-one assistance call 1-800-550-1961 or go to www.greenpath.com to schedule an appointment to meet with a counselor.

BUSINESS LICENSING AND PERMITS

 NYC Business Solutions helps businesses start, operate and expand in New York City by providing a wide range of services. One area of outstanding expertise in is navigating the government bureaucracy to cut through "red tape,"  and resolve an issue, or to get permits and licenses.  Services are provided at no cost, regardless of the size or stage of your business.http://www.nyc.gov/html/sbs/nycbiz/html/home/home.shtml

HOME OWNERSHIP

  • BCNA's FirstHome Program: To learn more about our program to assist  low to moderate income households to become homeowners, please contact Francess Smith at 212-898-7850 or fsmith@nybcna.org
  • New York Mortgage Coalition: The New York Mortgage Coalition is a nonprofit collaboration of mainstream financial institutions and community housing agencies dedicated to helping low to moderate income families in New York become first-time homeowners. Through financial workshops and one-to-one counseling we provide critical pre-purchase education. To find get information on resources for home buyers, go to www.nymc.org or call 212-742-0762


ASSET DEVELOPMENT PROGRAMS

The Corporation for Economic Development (CFED) is a multi-faceted organization working at the local, state and federal levels to create economic opportunity that alleviates poverty. CFED was an early leader in the creation and growth of asset development programs like microenterprise and IDA programs which expand financial opportunities for low-income households. For further information on topics which range from innovation and advocacy in this field to a directory of all IDA Programs in the country, go to www.cfed.org.